INVITE ONLY · EARLY ACCESS

Know where
your money goes.

Bring your statements together, make sense of your spending, and keep track of what’s owed to you.

Penny is invite only. Join the waitlist for an invitation.

A couple working together at a laptop in their kitchen
REPORTS YOU CAN MAKE YOUR OWN

Your spending.
A clearer picture.

Line, bar, or pie. Weekly or monthly. Choose a view that answers your question, then inspect the transactions behind it.

Example Penny reports showing a spending trend, category distribution, and reimbursement summary
01   Flexible reports02   Editable categories03   Reimbursement history
THREE STEPS TO YOUR FULL PICTURE

Add. Review. Understand.

01 / UPLOAD

Your statements, together.

Add CSV or XLSX files from your bank. Match the columns and review the results before adding a single transaction.

02 / REVIEW

Give the details context.

Apply your categories, split a mixed purchase, and record who owes what. Saved defaults handle the familiar details.

03 / UNDERSTAND

Find your next move.

Follow spending over time, compare categories, and see what’s still owed to you. Keep the full picture in your app.

A STORE NAME IS ONLY THE START

One receipt.
More than one story.

A $100 Walmart trip can be groceries, gifts, or both. Decide what it means to you, without losing track of the original purchase.

Track repayments alongside the expense, so money paid out and money received stay connected.

✳   Walmart$100.00
Example transaction
Your categories ↓
Groceries$50.00
Gifts$50.00

Both categories add up to the original $100.

SIMPLE PRICING

Track expenses for free.
Import statements for $1 a month.

Both plans include categories, spending reports, and reimbursement tracking. Billing isn’t enabled yet; no payments are collected during early access.

FREE
$0 / month

Enter your expenses yourself and see where your money goes.

  • Add expenses individually or paste a list
  • Organize expenses with categories and splits
  • See spending reports and track who owes you
Join waitlist →
A LITTLE MORE CLARITY. ON YOUR TERMS.

Your money. The full picture.

We’re welcoming a small group of early users, by invitation.

Join the waitlist ↑