PERSONAL FINANCE, ON YOUR TERMS

Know where
your money goes.

Your statements, spending, and shared expenses—organized around how you actually use your money.

CSV + XLSX   ·   Custom categories   ·   Shared expenses
A couple working together at a laptop in their kitchen
REPORTS YOU CAN MAKE YOUR OWN

The big picture.
With nothing out of reach.

Line, bar, or pie. Weekly or monthly. Choose a view that answers your question, then inspect the transactions behind it.

Example Penny reports showing a spending trend, category distribution, and reimbursement summary
01   Flexible reports02   Editable categories03   Reimbursement history
THREE STEPS TO YOUR FULL PICTURE

Add. Review. Understand.

01 / UPLOAD

Your statements, together.

Add CSV or XLSX files from your bank. Match the columns and review the results before adding a single transaction.

Open your workspace ↗
02 / REVIEW

Give the details context.

Apply your categories, split a mixed purchase, and record who owes what. Saved defaults handle the familiar details.

See a split purchase ↓
03 / UNDERSTAND

Find your next move.

Follow spending over time, compare categories, and see what’s still owed to you. Keep the full picture in your app.

Explore reports ↗
WHY THE DETAILS MATTER

A clear picture matters.

59%

of U.S. adults faced a major unexpected expense in the past year.

47%

of adults ages 18–29 received help from outside their household to pay an expense.

63%

of U.S. adults would cover a $400 emergency expense with cash or its equivalent.

U.S. financial context · Source: Federal Reserve, 2025 Survey of Household Economics and Decisionmaking, published May 2026 ↗

A woman reviewing her notebook beside a laptop in a café
BUILT AROUND YOUR LIFE

Everyday spending.
Without the guesswork.

You don’t need a new habit every day. Bring your records together when it works for you, tidy up what needs attention, and see how your choices add up.

  • Cash expenses belong in the picture, too.
  • Shared purchases stay separate from your own share.
  • Categories work the way you think about money.
Make your money make sense ↗
A STORE NAME IS ONLY THE START

One receipt.
More than one story.

A $100 Walmart trip can be groceries, gifts, or both. Decide what it means to you, without losing track of the original purchase.

Track repayments alongside the expense, so money paid out and money received stay connected.

✳   Walmart$100.00
Example transaction
Your categories ↓
Groceries$50.00
Gifts$50.00

Both categories add up to the original $100.

You stay in control ↓

Your merchant rule comes first, followed by the category in your file and your fallback. Review and change the result whenever needed.

Explore transaction details ↗
SIMPLE BY DESIGN. PRICING INCLUDED.

Start free.
Let statements do the work for $1.

The same clear picture. Choose how you bring your records in.

PERSONAL
$0 / month

Build your picture, one expense or a whole list at a time.

  • Single and multi-row transaction entry
  • Your own categories and purchase splits
  • Reports and reimbursement tracking
Create a free account →
YOUR MONEY. THE FULL PICTURE.

Your money makes more sense
when you can see the whole picture.

Create your account →